Take-home this paycheck
$1,463.99
Annual salary
$50,460
Regular paycheck (gross)
$1,940.77
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Step-by-step walkthrough of each section
Pay Scale & Grade
Locality Pay Area
Base pay
$43,106
Hourly rate
$24.18
Annual salary
$50,460
Pay period
80 hrs
Annual
2080 hrs
FEGLI Life Insurance
Basic Coverage
$106,000 (incl. Extra Benefit) · $8.48/pp
Option A – Standard
$10,000 · $0.20/pp (age 35)
Insurance
Retirement & Taxes
Agency adds 1% automatically plus matching, up to 5% total when you contribute 5%. Traditional contributions are pre-tax. Your % applies to basic pay (salary plus LEAP/AUO), not overtime or premium pay.
A flat estimate using the state's top rate — most people pay somewhat less.
Advanced tax optionsLocal tax · extra withholding · exempt
Claim Exempt (W-4)
No federal income tax withheld ("99ing")
Used for FEGLI and retirement.
Your service computation date, for retirement estimates.
Effective date on your SF-50 — shows when your next step is due.
The year-to-date gross on your latest LES. Leave blank to estimate from your regular pay.
Only your scheduled pay for the rest of the year.
Pay Stub Breakdown
Gross, deductions & net pay
Take-home this paycheck
$1,463.99
Annual salary
$50,460.00
Hourly rate
$24.18
How was this calculated?
Salary and regular pay
- GS-7 step 1 base pay: $43,106 per year
- Rest of U.S. locality +17.06% → $50,460 annual salary
- $50,460 ÷ 26 pay periods = $1,940.77 regular pay per paycheck
- Hourly rate: $50,460 ÷ 2,087 hours = $24.18
Retirement (FERS and TSP)
- Basic pay for retirement: $1,940.77 per paycheck. Overtime and premium pay don't count.
- FERS-FRAE (hired 2014+): 4.4% × $1,940.77 = $85.39
- TSP: 5% × $1,940.77 = $97.04
Taxes
- Federal withholding estimate: this paycheck's taxable pay × 26 − $16,100 standard deduction = $31,837 taxable per year → $137.40 per paycheck
- Taxed after subtracting traditional TSP (pre-tax). FERS is not pre-tax.
- Social Security 6.2% and Medicare 1.45% of pay (health, dental and vision premiums excluded): $120.33 + $28.14
Insurance
- FEGLI Basic: salary rounded up to $51,000 + $2,000 = $53,000 coverage × $0.16 per $1,000 = $8.48
Estimates for this paycheck. Your agency's payroll office has the official figures.
Where Your Pay Goes
Export
This year
Paycheck 22 of 26Earned so far (estimated)
$42,697
Projected year-end
$50,460
Scheduled pay only — no overtime assumed. 4 paychecks left, next about Nov 6. for an exact figure.
to see when your next step is due.